Terms and Conditions Xentio

Last updated: December 29, 2025

1. Scope and definitions

1.1 Scope

These terms and conditions apply to the use of the website xentio.eu (hereinafter "the Website") and all services offered by Axenimo BV, with registered office in Belgium, VAT BE 1031.883.129 (hereinafter "Axenimo" or "we").

1.2 Definitions

Xentio: The brand name and product in development, owned and operated by Axenimo BV.
User or you: Any natural or legal person who visits or uses the Website.
Services: All current and future services offered through Xentio, including but not limited to information provision, contact forms, and waitlist registration.
Website: xentio.eu and all associated subdomains and pages.

1.3 Acceptance

By using the Website, you fully and unconditionally accept these terms and conditions. If you do not agree with these terms, you must immediately cease using the Website.

2. Nature of the service

2.1 Product in development

Xentio is currently a marketing website for a SaaS product that is in the development phase. The Website serves solely for information and promotion of the future product.

2.2 No active service provision

At this time, Xentio does not offer active software licenses, user accounts, payment services, or financial services. All information on the Website concerns plans and intentions that are subject to change.

2.3 Waitlist and early access

Users can sign up for a waitlist or early access program. Registration does not guarantee access to the product, nor does it imply any contractual obligation on the part of Axenimo.

2.4 Future functionalities

References to future functionalities, including but not limited to bank connections, payment tracking, PSD2 integrations, dashboards, and reporting, are indicative and not binding. Axenimo reserves the right to modify, add, or remove functionalities without prior notice.

3. Use of the website

3.1 Access

Access to the Website is free. Axenimo reserves the right to restrict, suspend, or terminate access at any time, without prior notice and without any obligation to compensate.

3.2 Permitted use

You may use the Website solely for lawful purposes and in accordance with these terms. It is forbidden to:

Use the Website in a manner that could damage the Website or affect its availability or accessibility;
Use the Website for fraudulent, illegal, or unauthorized purposes;
Infringe on intellectual property rights of Axenimo or third parties;
Distribute viruses, trojans, or other harmful material;
Use automated systems or software to extract data from the Website without express permission.

3.3 Contact forms

By completing a contact form or waitlist form, you voluntarily provide personal data. The processing thereof is governed by our Privacy Policy.

4. Intellectual property

4.1 Ownership rights

All intellectual property rights relating to the Website, including but not limited to texts, images, logos, graphic material, software, databases, and trademarks, belong to Axenimo or its licensors.

4.2 Limited license

You obtain a limited, non-exclusive, non-transferable right to consult the Website for personal and non-commercial use. Any other use requires prior written consent from Axenimo.

4.3 Brand name

"Xentio" is a brand name of Axenimo BV. Use of this brand name by third parties without permission is not permitted.

5. Liability and warranties

5.1 No warranties

The Website and all content are provided "as-is" and "as-available", without any form of warranty, express or implied.

Axenimo provides no warranties regarding:

The accuracy, completeness, or timeliness of information on the Website;
The uninterrupted or error-free availability of the Website;
Achieving specific results through use of the Website or future services.

5.2 Limitation of liability

Axenimo is not liable for any direct, indirect, incidental, special, or consequential damages arising from:

Use or inability to use the Website;
Access to or modification of your data;
Any information, statement, or conduct of a third party on the Website;
Losses or damage related to delay, non-delivery, incorrect delivery, or interruption of services.

This limitation applies to the extent permitted by applicable law.

5.3 Maximum liability

In the event Axenimo is held liable despite the foregoing provisions, total liability is limited to an amount of 100 EUR.

5.4 Financial and legal advice disclaimer

IMPORTANT DISCLAIMER:

The information on this Website does not constitute financial, legal, accounting, or tax advice. Xentio is not a financial service provider, accountant, bookkeeper, or legal advisor.

Do not make financial decisions based solely on information from this Website;
Always consult a qualified financial advisor, accountant, or lawyer for professional advice;
Xentio does not replace professional accounting or financial administration;
Axenimo is not responsible for decisions you make based on information obtained through this Website.

5.5 No investment advice

Nothing on this Website should be interpreted as a recommendation to make investments or other financial transactions. Axenimo does not provide investment advice and is not a licensed financial institution.

6. Links to external websites

The Website may contain links to third-party websites. Axenimo has no control over the content, privacy policies, or practices of third-party websites and accepts no responsibility or liability therefor.

7. Amendments

7.1 Changes to terms

Axenimo reserves the right to amend these terms and conditions at any time. Changes take effect as soon as they are published on the Website. Your continued use of the Website after publication of changes is deemed acceptance of those changes.

7.2 Changes to services

Axenimo may make changes to the Website, content, or available (future) services at any time, without prior notice.

8. Applicable law and dispute resolution

8.1 Applicable law

These terms and conditions are governed by and interpreted in accordance with Belgian law.

8.2 Competent court

All disputes arising from or related to these terms and conditions or use of the Website shall be submitted to the competent courts of the registered office of Axenimo BV, subject to mandatory legal provisions.

8.3 Amicable settlement

The parties undertake to attempt to reach an amicable settlement before initiating legal proceedings in the event of a dispute.

9. Miscellaneous

9.1 Entire agreement

These terms and conditions constitute the entire agreement between you and Axenimo regarding use of the Website.

9.2 Severability

If any provision of these terms and conditions is declared void or unenforceable, the remaining provisions shall remain in full force and effect.

9.3 Non-exercise of rights

Failure by Axenimo to exercise or enforce a right or provision of these terms does not constitute a waiver of that right or provision.

10. Contact

For questions about these terms and conditions, you can contact:

Axenimo BV
VAT: BE 1031.883.129
Email: support@axenimo.com
Website: xentio.eu

Note: These terms and conditions have been drafted for the current marketing phase of Xentio. Upon launch of the full product, additional or amended terms will apply to the use of the software and associated services.